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Free guides on life insurance

Ten short PDFs on life insurance and related topics. Submit the form below to download on this site. We don’t email the files.

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Core consumer

7 guides
Guide

Life Insurance 101

A plain introduction to life insurance — what it is and who it helps.

Life insurance (overview)

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Guide

Someone Will Write the Check

Why final expense coverage exists when someone still has to write the check for funeral and last bills.

Final expense

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Guide

Insurance You Don’t Age Out Of

How whole life can stay with you as you get older — permanent coverage that does not age out like term.

Whole life

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Guide

The Payment Is Due Either Way

Mortgage protection life insurance — premiums now versus leaving the housing cost to your family.

Mortgage protection

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Guide

Cover the Years That Would Hurt Most

Using term life to cover the years dependents would hurt most.

Term life

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Guide

Upside When Markets Rise

How indexed universal life can share in market upside — with floors, caps, and charges explained honestly.

Indexed universal life

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Guide

Build the Floor First

Why an annuity income floor often comes before chasing upside — fixed and indexed annuities where we are licensed and appointed.

Annuities

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Life + Real Estate Path

3 guides

Using permanent life and property for retirement income

Guide

How the Engine Gets Built

How permanent life insurance cash value can sit beside property in a long-term retirement-income plan (education; Iron Tusk does not sell real estate).

Life + Real Estate Path

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Guide

Two Paths to Retirement Income

Two paths to retirement income using permanent life and property — education, not a personalized plan; Iron Tusk does not sell real estate.

Life + Real Estate Path

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Guide

Own the Income

What “owning the income” can mean when permanent life and property work together — educational framing; Iron Tusk does not sell real estate.

Life + Real Estate Path

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